Updated September 2024

We are out of network with insurance companies and you simply pay the session fee at the time of your appointment. Our licensed counselors will provide you with an itemized receipt for reimbursement from your insurance company.

We do not bill insurance directly because insurance companies typically require a diagnosis and prescription, which conflicts with our practice's ethical standards and policies.

SJWCandT provides the Services for the fees and other charges set forth. All prices listed exclude taxes, fees, charges, levies and similar governmental charges imposed on the provision on the Services and all such taxes, fees, etc. shall be borne solely by and paid by You to SJWCandT and will be deemed to be in addition to the fees charged in connection with the Services. We may, at any time, add new Services for additional fees and charges, prospectively modify fees and charges for existing Services (including prospectively charging fees for the Services not previously charged for) on notice as provided herein. You acknowledge that it is Your responsibility to ensures payment is made for all paid aspects of the Services, and to ensure that Your credit or debit cards or other payment instruments accepted by SJWCandT and/or its processor, including Stripe, continue to be valid and sufficient for such purposes. We may suspend or terminate Your use of the Service and Your use of the Client Portal in the event of any payment delinquency. You will not be entitled to any refund on termination or expiration of the Agreement. All payments once made to SJWCandT shall have been earned ty SJWCandT as of the date of payment. You will not be entitled to any refund or credits for the partial use of the Services at any time.